Showing posts with label Save it.. Show all posts
Showing posts with label Save it.. Show all posts

3/19/11

growing like weeds

Kids grow so fast! And there are two main things they quickly outgrow that make an impact on the pocketbook: Diapers and Clothes. Recently I've made some discoveries and changes that have helped regarding how I approach each.

Diapers:

discovery: One of the most helpful pieces of information I've learned lately is that if your baby outgrows a diaper size and you still have unopened packages in that size left, while you could potentially save them for a shower gift or make a fabulous diaper cake, you can also take them back to the store and easily exchange them for the next size up! In preparation for baby's arrival, I had already begun a little diaper stockpile any time I saw a great deal on them, so when she came we were ready! Then I got several packages of diapers as shower gifts, and then again as Christmas gifts, so there were some sizes that she outgrew before breaking into a new pack.
I did a little market research and tried making the exchange at Walmart, Walgreens, and HyVee. WalMart was the easy-peasy exchange! You can even exchange for a cheaper brand and get the difference back in cash! After NB/sz1 I don't really care for Pampers, so I was happy to trade them for the cheaper brand that I prefer anyway. The only thing they don't do is take back brands that they don't stock in the first place. For example, I had received several packages of Luvs that I never was able to use, and they didn't carry this particular type, so I had to hunt down the store that did (HyVee). HyVee let me make an equal exchange (I didn't try going for a different brand, so I'm not sure how they feel about that). Walgreens has the same policy.
Because these were gifts I didn't have a receipt, which made me doubtful of whether or not each store would take them, since who knows where the gift-giver actually bought them in the first place (unless, it's a particular kind of Luvs, then apparently only HyVee carries them). But each time I simply explained the situation to Customer Service, asked if I could make a trade, and walked out with the size I needed. Happy!

tip:
Sometimes Walgreens has a BOGO sale on their store brand diapers, which is a beautiful thing. It is also a dangerous thing because those packages can go fast. A friend of mine told me that if the size she needs is sold out, she will just buy any other size and then return it later for the correct one once they get them back in. Typically I don't think of returning diapers. It just goes to show that there are ways to save and still get what you need!




Clot
hing:
(I want to acknowledge up front that this is a very Western mindset, where we have so much available to us, but that's our hemisphere; it's what we know...)

There's no getting around it: babies need a lot of outfits. Between the drool, wet-thrus, spit-ups, and blow-outs, they go through multiple clothing changes a day. As far as I'm concerned, nothing beats garage-sale baby clothes, where you can afford to buy a bunch at 25-75 cents a piece! I've also really appreciated the end of season clearance sales, which allow me to buy ahead at sometimes up to 65% off clearance prices. Old Navy is especially fantastic for this! As a new mom, when I first started doing this I asked several mom's how they approached gauging their childrens growth & needs for the next season, and the common advice was to buy pants in the age that they will be at that time, and tops in the next size up. That worked pretty well for us!

reasons I love it:
1)you can find some seriously cute and fine quality stuff out there for supercheap!

2) when your baby has a blow-out that even OxyClean can't conquer, that ruined article of clothing isn't as sad. Or if you daughter has a growth spurt and that dress is suddenly just too short, it doesn't hurt the wallet as much.

cautions:
* The danger of these sales is that I think, "oh, it's so cheap! I should buy 2 or 3 instead of just 1" when 1 might be all I really need or ever gets worn.

* I'm tempted to buy something that I don't totally love, but is just ok, because it's so inexpensive.

* Garage sale items are a gamble. I bought a bunch of 4T shirts for her at a garage sale for 25cents a piece, and happily tucked them away for the future. Well, I pulled them out with the 3T items, and half of them never even fit her. The tag said 4T, but they had been washed enough times that they were easily in the 2-3T range. The nice thing is that I can put them in the 2T bin for Baby to grow into.

* buying ahead gets confusing, especially when buying for multiple kids.

tip:
After learning from experience, anytime I bought ahead for the next size up, I would write down on a notecard what I had purchased and just keep a running tab that I would take with me when garage and clearance saleing. This helped me keep from forgetfully buying multiples of the same thing and also allowed me to try to keep things coordinated. Even though the pants, top, and sweater, for example, might have come from three different places, I could still make up one cohesive outfit with them.

recent discoveries/changes that have made me realize that I want change:
1) Once babies get to about 1YO, they no longer need so many wardrobe changes. It's hard to get out of this mindset, especially when purchasing ahead because your baby is right there in front of you, drooling all over herself. But they stop doing those things and don't really need as much.
2) My 4YO son especially has gotten very particular about what he wears, so even if I only spent $1.50 on a shirt last season with plans that he will wear it this season, it's a $1.50 "wasted" because he doesn't like it, and it's too late to return it to the store.
3)Along those same lines, he and my daughter have their favorite items. Sometimes I wonder why I even have more than one shirt, because it seems like that's the only shirt he ever wants to wear.
4) I, too, have my favorite outfits for them, and I would rather they wear those than some other things, so between my favorite and theirs, the rest just becomes closet clutter that I'm constantly sifting thru until I find the favorites.
5) the more kids I have, the more space becomes a premium, and the less I want to have bins of clothing stashed for them, waiting for them to grow into.
6) My 2YO daughter has the longest legs in the world and zero hips. Again, jeans and khakis and dresses that I bought cheaply are still a "waste" of money because they don't fit right. She has already outgrown most of the 3T dresses that I had purchased ahead for her. Thankfully she got some wear out of them, but not as much as I expected or would have liked.

note: You'll notice I put waste in parenthesis. Nothing ever need be wasted. Repurpose these items as gifts, save them for the next child in line, lend/give them to your friend with similar-aged kids, donate them, or sell them. Clothing items new with tags (NWT) can sell very well online and at consignment sales. I keep the tags on the clothes until I'm absolutely sure the kids will wear them, and only cut them before that first wash. Thankfully, I've been able to even make money off some of the NWT items that I've consigned because we didn't end up using them like I expected.

useless but relevant aside: I don't know if you are like me, but for some reason I am willing to spend more at a consignment sale than a garage sale. I get really annoyed when garage sales have their kids clothes priced anywhere above $2, doesn't matter how great they are. I know it doesn't necessarily make sense, but I expect and want garage sale prices!

new game plan:

space:
I've gone back and forth about whether you get more bang for your buck by selling clothes as soon as a child grows out of them, while they're relatively current and can get a slightly higher price, or saving them for the possibility of a next child. In the past I've kept most of the items, especially when I have nephews and friends who can borrow them in the meantime. But this year I decided I was going to only keep my very favorite and highly utilized pieces and sell the rest so that I could condense the storage area. I also decided that, although summer dresses are really cute on little girls, anything with spaghetti straps had to go (unless I could layer it with another shirt). Yes, she's only two, and she's only showing baby skin, but it's still skin, and it's the principle/ pattern of it all. Still hoping for some bang for that buck, I participated in my first Just Between Friends sale last weekend (yikes! what a ton of work) as well as consigned some items at a local shop (less work, but less $too). Next up is a garage sale, and whatever doesn't sell there gets donated. Like I said, nothing need be wasted. I had some items that I didn't think even Goodwill would want, but Jeni reminded me about the donation receptacles in pretty much every grocery parking lot. Maybe someone will appreciate some of these more "roughly worn items". If not, then they can toss them out, but at least they have the option, and I don't have them lying around anymore.

clothes:
"Reduce, ReUse, Recycle" may be our generations motto, but my parents motto was: "Use it up; wear it out! Make do; Do without!" This January I decided that I am going to ride out what is left of the things that I've purchased ahead, and am not going to buy another stitch of kids clothing unless it's absolutely necessary (for instance, Daughter is going to need a new swimsuit for this summer. There is no creative way around that unless we never go to the public pool. and she LOVES the pool). Instead of trying to save money and being prepared by buying ahead, I'm going to use up what we already have. Then next year, when I have a clean slate, or closet if you will, I want to see if less is more, even if I have to pay full price for it (but I'm sure gonna try to get it on sale! ; )). I grew up in a family of five kids, and I remember very clearly having a uniform. I remember having two school-day outfits for each season, with some play clothes thrown in the mix, and one, maybe two, Sunday outfits for each season. Like I said, there were five kids, and we moved around a lot, so we didn't accumulate much. Sounds heavenly to me right now! This is my new plan for the kids as they get older, until they get old enough to be embarrassed by it, as I did, and try and block it from their memories.

Maybe someday they will turn into their mother too... =)


questions: What is your clothing philosophy? Do you have any hot tips?

2/9/11

Freakishly Frugal

Frugal Idea #1. - Eliminate as many paper consumables as you are comfortable with.  
Notice I did not say as possible, because there are a few paper consumables that are possible to eliminate that I am just not comfortable with yet. *Though I make it a point to never say never anymore - Because I have previously and adamantly said no to most of the things on my current list.* 

WARNING:  I am about to get very personal here.  You are probably going to find out things about me, that you may never have wanted to know.  Also, I know this list is not going to be for everyone.  We all do different things to cut costs, and that is what makes sharing our adventures so much fun!  

I looked for a list of paper consumables on the internet, but was unsuccessful, so I will just let you know what we have replaced around here.  

#1.DIAPERS-
These diapers were made as a gift and aren't made out of t-shirts or receiving blankets.
The first thing I replaced was disposable diapers.  This was something that terrified me for years.  I would research and then chicken out.  It seemed like a good deal, but just too gross to tackle.  Then there was the upfront cost.  Since I was starting this with my 4th child and not my 1st it was hard to see purchasing diapers as a real long term investment.  But after some encouragement from a friend we took the plunge.  It's not for everyone, and it's certainly not glamorous, but it has worked really well for us.  I ended up making all, but a couple of our diapers out of t-shirts and receiving blankets, so our investment was minimal.  We still purchased a diaper sprayer and covers.  I also had to buy things like elastic, PUL and snaps to make the diapers.

#2. BABY WIPES-
If you are using cloth diapers it's actually easier to use cloth wipes.  You can just wipe their little bums and then throw the wipes in with your diapers.  I tried to continue to use disposable wipes for a while, but it wasn't very practical.  I always found myself wandering around with a befouled wipe in my hand looking for an appropriate trash receptacle to throw it away.  

#3 PAPER TOWELS
The cloth "paper towels" at our house are just squares of cut up receiving blanket.  I had quite a few blankets from my own kids and then had some graciously donated by Sarah when she found out I was turning them into other things.  I use the cloth towels just like you would a paper towel.  If the spill in question it too gross for me to consider washing and reusing - I just throw it away.  I know that that is not super "green" of me, but I'm doing this for the savings first. 

#4 NAPKINS-
With all the other changes, napkins just seemed like the logical next step.  I used receiving blankets for everyday, and then "real" cloth napkins, from when we got married, for company.  Just yesterday I made some new everyday napkins that the girls and I are going to embroider during "Pioneer Days."  Those are the ones in the picture.  
In case any of you are wondering, after using the cloth towels
 and napkins, I throw them in a tiny lidded trash can in the kitchen.  
When it is full I wash them with a load of towels.

#5 ok...now...deep breath....MENSTRUAL PADS-
I seriously considered not putting this one on here.  Now I feel like when I see some of you face to face, you are going to be wondering "Is she wearing one right now-ewwwwww!?"  But I'm trying to keep it real, and part of being real is being vulnerable.  This one was my biggest mental hurdle.  Fact is, I didn't even like pads, much less reusable ones.  And though I could handle the washing out of poo because, after potty training 3 kids, it was already something I had experienced.  Washing out blood, not something I ever wanted to experience.  Yet here I am.  I could probably write an entire post on this subject alone, but I am going to spare you the details and just give you a few quick reasons that I use them.  
a. Cost savings
b. Shorter periods
c. Minimal to no cramps
d. Comfort
d. I'm stark raving mad.
In case you are curious, here is what they look like.
I have never actually tried purchased cloth pads,
but my homemade ones work just fine. 
Folded up and ready for travel.
Now these are the things we are doing.  The next one that I will probably add to my list is cloth kleenex. I am ridiculously uncomfortable with snot, so a hanky is out of the question, but cloth kleenex I just might be able to deal with.  

Now I know some of you are probably thinking, "How much does a person actually spend on Kleenex, paper towels, napkins...?" or "How much would I actually save by doing any of this?"  The answer - I have no idea.  All I know is that if I'm not buying something I'm saving money, even if it's only $5 a month by foregoing paper towel purchases.  

Also Sarah mentioned in the comments earlier that some friends of hers had to discontinue using cloth diapers because of their water bill.  This really peaked my interest.  I certainly didn't want to be saving money in one area only to be losing in another, especially when poo is involved.  So I checked our water bill.  Our water bill went up $3.00 a month when we started doing cloth diapers.  It has gone up another $4.00 since this summer.  I'm not sure what changed in the summer, but there you have it.  I wash the other cloth things with loads I would have been doing anyway, and I don't think they make too much of an impact.  So, for us, the water cost doesn't outweigh what we are saving, but that is something that you would need to examine for yourself.  In case it makes a difference, we just have a regular old washing machine - it is not high efficiency.  Now as far as the impact the water usage has on the environment vs. less waste in the landfill - I have no idea.  This is just what is working for us right now.  In the future, who knows?

If nothing else I hope you enjoyed a tiny peek into my world.  I know I am always curious how other people do things in their homes.

3/8/10

Fun Things To Do!

We are fortunate to live near a university that offers lots of inexpensive and fun things to do! I found out today that KU shows movies in the Union that are open to the general public and only cost $3!! Click here to see the movie schedule!

Also, KU's Jaybowl offers specials throughout the week. Click here for all of the bowling deals...my favorite is the Friday $1 days!!

If you have any fun and inexpensive ideas for date nights or family nights, please share!

2/11/10

Tips for doing the Walgreens Huggies deal

Maybe you saw the Money Saving Mom post about the Walgreens Huggies deal. I've been working on a post about how to make your way through the coupon maze successfully (at least semi! =) But I thought I would take a minute here to give you the DL on this deal.

It's advertised as Huggies for as low as $1. 64, which sounds AWESOME. But before you run out in giddy excitement and it turns into disappointment, here's how they come up with that number:
Buy 1 package of Huggies Diapers at $8.99
Use 15% off coupon (will deduct $1.35)
- this is only be emailed to Friends and Family Members
Use $2/1 coupon here
Use $1/1 Walgreens coupon (found in the Walgreens Childrens Activity Book)
- costs $0.99 to buy
Spend $4.64 out of pocket, Get $3 Register Reward (RR) back (the diapers for $1.64 is only in theory once you subtract the $3 RR you earned)

So you are really spending $4. 64, not $1.64 (pre tax) and only if you have all of those other coupons. And not counting the filler items you have to purchase to use all those coupons.

Your RR is good only for two weeks and then it expires.

But if you have some other things out there that you need, it will help. You just have to shop in multiple transactions. You CAN use your $3 RR towards another pckg. but you will NOT get another $3 RR for that purchase because it is the same manufacturers coupon and they cancel each other out.* Only 1 RR prints out per qualifying item per transaction**, so if you are planning to buy multiple packages because it's such a good deal, half the deal is the RR, so you want to make sure that you purchase them all seperately so that you get your RR for each one. This coupon/RR game means usually at least 4-5 receipts per trip if you play it right...

MOST IMPORTANTLY: the number of coupons you are using CANNOT outnumber the items you are purchasing. So while this scenario looks fabulous, in re
ality, there's a 3:1 coupon:item ratio, which means you need to find 2 'fillers'. You can throw two pieces of $0.50 candy or gum or whatever and you'll be fine, just don't expect to only buy diapers.

But even if you don't get the friends and family discount, even if you don't have the activity book coupon, this still can be a good deal! Let me share with you what I did this week to make it simple for myself. Thankfully I did have some Huggies coupons fresh from the mail and from a good sharer, so that made it pretty sweet, but I will show you how to do it without even a single manufacturers coupon and still pull off a good deal!

Here's how: Another item that WG's currently has on sale is Dove Men's body wash.
It is on sale for $5.99. But then you get $6 RR for purchasing it, so it's essentially "free". So you buy your $5.99 bodywash. The cashier hands you the $6 RR and you keep it out because next you are buying your package of diapers for $8.99. Once your diaper pckg. is rung up, you hand back your $ 6RR and now your total is $2.99 pre tax. And the cashier hands you your $3 RR. That's a good deal. But you just spent $5.99 on body wash, and you want to even things out, so you take out your second bottle of body wash. This time you use your $3RR and your total (pt) is $2.99 AND you get a $6 RR for it. So then you buy your next pkg. of diapers @ $8.99, use your $6 RR and pay $2.99. So far you've spent $14.96 (gotten 2 pkgs and 2 body washes, and still have $3 RR to use!) And repeat this process for as many times as you have the patience and clear conscience! So even without any coupons, once you have that $6 RR, you're getting diapers for under $3 pt (our tax rate is such a kill joy!)


If you do have a Huggies coupon, remember that you MUST buy another item to be able to use both!

Another thing to keep in mind is that people are crazy, and the managers tend to grumpy. Since there is the
F&F deal tomorrow, I'm expecting it to be pretty busy and the hot deals like the body wash and diapers to sell out quickly. But I think I'm still going to venture out. Savings like this are worth it, But I'm not going to say it's easy. Besides all the mental work, things I struggle with are getting worked up that I might "miss out", or being frustrated when the things I am counting on to make it all work aren't available (like the body wash being sold out). Neither of those are fruits of the Spirit! =)

I hope this is at least somewhat helpful! I tried to think of the things that I had to learn the hard way and wished someone had explained to me. They always make it sound so amazing, but then it
still rings up for more money than you expect...you have to keep rolling your RR over on other items to make it worthwhile!

TIPS: use the cosmetic counter for checking out! Doing multiple transactions takes up time, and it's no fun having a line build up behind you. Everyone prefers/benefits if you check out in cosmetics.

* Don't use your RR on sale items from the same manufacturer. Both Huggies and Kotex will give you $3 RR this week, but if you use your $3 RR on the Kotex (@ 2/$6 w/ $3 RR) you won't get the Kotex RR because Kotex and Huggies are both Kimberly-Clark items. ** BUT you CAN buy the huggies and kotex together in the sam
e transaction and get both 3 RR.

Any Questions? =)

When I went out earlier this week, over the course of two trips I purchased 5 pkgs. Huggies, 5 Dove body washes, 2 Kotex (and was bummed b/c one of the extra coupons I had "didn't work...it's never easy!) and for fillers 3 books covers @ $0.50 ea. (although I realized later that I got charged .75 for one of them. grrr....) one little match box car for Joshy for $0.79, and an amazing little pair of sunglasses for LoLo that just happened to be in the clearance section for $0.89!

Do I need all this body wash and the other fillers? Not necessarily or immediately. But am I wasting money? As long as I keep it a good deal, then no! I have a shelf downstairs for all the "extras" and I use them as gift-fillers, gift packages to college students and military men, to help my siblings and parents, and in the past I've even been able to send several "shipments" of goods down with people to Haiti, so I don't feel like it's a waste. (I have a fried with crazy mad coupon skills who sells whatever she doesn't use at her garage sale and averages $600 in sales. Isn't that amazing?!)

Let's break it down:
$36.96 spent; $75. 61 saved; $6 RR earned for next purchases
(all in a "mere" 10 receipts)
Even if I spent that total just on 5 pckgs diapers, it's still only $7.39 ea. but instead I got all the other things along with them too! (This is just one deal scenario- there are lots of ways to do it, and I'm not the best at it, but this was really straightforward and the most cost effective for me)


But $37 is still hard to swallow if you're going in there thinking you're only going to spend $1.64 per Huggies package.

The coupon game isn't for everyone, and it's not always profitable. I am not completely sold on it. But this is a good week for moms using disposable diapers to try it out if you are interested! I don't want you to think it's as easy or amazing as the pros make it sound, because that can be really disappointing and frustrating, I have been there so many times! But at the same time, if I can do it, anyone can!

Good luck!